Open Our Current Account Online Get Started We empower individuals and entrepreneurs with tools, strategies, and financial education that enable them to achieve stability, confidence, and growth in their projects. Welcome to Risac Consulting

    About Us

    Your Certified Path to Financial Success.

    RISAC Solution Consulting LLC is a financial and strategic consulting firm specializing in comprehensive solutions for personal and business growth. We hold official FCRA compliance certifications and credentials in professional credit and financial information management.

    • Optimized Credit for Personal and Business Growth
    • Stronger Credit Profiles with Legal Compliance
    • Easier Access to Loans and Financing
    • Tailored Support for Entrepreneurs' Expansion
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    Our Company

    Company Statistics Information

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    Our

    Services

    Certified Financial Consulting

    Expert advice on managing and optimizing personal and business credit, backed by FCRA credentials and federal regulations.

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    Credit Growth Strategies

    Professional guidance to establish, strengthen, and maximize credit profiles, using certified methods within legal frameworks.

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    Access to Capital and Financing

    Guidance to secure lines of credit, loans, and business cards with competitive rates and strategic programs.

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    Solutions for Entrepreneurs

    Customized plans for small businesses seeking financing, expansion, and a solid structure in the U.S.

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    Strategic Financial Defense

    Support in disputes and claims against agencies and financial institutions, based on federal laws and official procedures.

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    Client Reviews

    Our Testimonials

    "I had been told I didn't qualify for a mortgage. With RISAC Solution's restoration and education plan, I improved my profile and managed to buy my house in 4 months. I went from feeling rejected to being a homeowner."

    Carlos M. – Reading, PA

    Manager

    "I needed a car for work, but my credit was damaged. With the RISAC Solution process, we eliminated negative accounts, and in just 45 days I financed my vehicle. It was fast, clear, and without false promises."

    Ana R. – Bronx, NY

    Founder

    "I used to have a poor credit history and always faced rejection. I was taught to clean up my reports, reduce my utilization, and time my applications perfectly. Within just 60 days, I was approved for three credit cards with a total limit of $25,000. I feel secure managing my credit now."

    Luis P. – Paterson, NJ

    Founder

    "I started with a credit score of 450 and was being denied by all the banks. With RISAC Solution's step-by-step plan, I raised my score and in just 3 months I achieved my pre-approval and bought my first house. Thanks to their guidance and support, today I have my own home."

    María G. – Newark, NJ

    Founder

    Frequently Asked Questions

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    What is RISAC Solution?

    RISAC Solution is a financial advisory firm specializing in credit restoration, financing strategy development, and credit education for entrepreneurs. Our approach combines legal knowledge (FCRA, FDCPA, CFPB) with practical strategies to help you recover, strengthen, and monetize your credit.

    We provide customized solutions for every financial stage:
    • Personal and business credit restoration.
    • Consulting to obtain credit cards and credit lines with 0% interest.
    • Training programs and educational platforms (RISAC Community and RISAC Academy).
    • Assistance with legal cases related to collections, lawsuits, or charge-offs.
    • Asistencia en casos legales relacionados con cuentas en cobro, demandas o charge-off.

    Each case is unique. However, our clients typically start seeing results within the first week up to 45 days, depending on the type of account and the credit bureau. We use a proven legal method called the “Ricardo Vega Method,” based on the FCRA law.

    Not necessarily. We also help people with good credit who want to increase their limits, obtain business funding, or structure their business credit.

    You can schedule an appointment directly through the “Book Your Appointment” button on this page or by sending us the word “APPOINTMENT” via WhatsApp. Our team will contact you to confirm the date and time.

    You only need:
    • A copy of your driver’s license or ID.
    • A copy of your Social Security Number (or ITIN).
    • Proof of address (utility bill or lease).
    • Your current credit report (from SmartCredit or IdentityIQ).

    RISAC Solution does not use generic templates. Each case is handled personally and legally, with documents drafted according to the FCRA law and professional strategies designed by a Certified Credit Consultant. In addition, we teach our clients how to use their credit to generate income—not just how to clean it.

    It’s an online group training program where you’ll learn how to use your credit as a tool to start businesses, invest, and build financial freedom.
    Duration: 4 weeks.
    Format: Live Zoom sessions.

    Your information is fully protected under our privacy policies and FCRA compliance standards. We never share or sell your data to third parties. All documentation is processed through secure, encrypted platforms.

    Office: 142 Route 23 North, Pompton Plains, NJ 07444
    WhatsApp / Phone: 5196031317
    Email: info@risacsolutionsconsulting.com
    Website: www.risacsolution.com

    Copyright © 2025 Risac Consulting. All Rights Reserved.

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